Are you a Los Angeles homeowner looking to refinance your mortgage and secure a better interest rate? Discover the top credit unions in Los Angeles that offer competitive rates, flexible terms, and personalized service.
From established institutions like Los Angeles Federal Credit Union to community-focused options like USC Credit Union, find the best credit union tailored to your refinancing needs.
Refinancing Mortgage: Evaluating Costs in Los Angeles
Refinancing your mortgage in Los Angeles involves various costs that can impact your overall savings. It’s essential to evaluate these costs carefully.
Closing costs usually range from 2% to 5% of the loan amount and may include appraisal fees, title insurance, and recording fees. Additionally, there might be origination charges paid to the lender.
Compare interest rates, loan terms, and closing costs from multiple lenders to ensure you’re getting the best deal.
Los Angeles Federal Credit Union
| Name | Los Angeles Federal Credit Union |
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| Why Los Angeles Federal Credit Union is Best |
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| Address | Los Angeles Federal Credit Union, 201 N Los Angeles St #201, Los Angeles, CA 90012 |
| Operating Hours | Monday – Thursday: 9 AM – 4:30 PM Friday: 9 AM – 4:30 PM Saturday – Sunday: Closed |
| Location | Click here |
Los Angeles Federal Credit Union: A Reliable Financial Partner If you seek a trustworthy financial partner, Los Angeles Federal Credit Union stands out as a dependable choice.
Their comprehensive services cater to a wide range of monetary needs.
From credit union facilities and ATM access to car financing and loan options, they offer solutions tailored to your financial journey.
Benefit from expert financial planning advice, federal credit union perks, and reliable mortgage lending services.
Let Los Angeles Federal Credit Union guide you towards financial success.
USC Credit Union
| Name | USC Credit Union |
| Why Best | Wide Range of Financial Services and Accessible Locations |
| Website | usccreditunion.org |
| Address | 3720 Flower St, Los Angeles, CA 90007 |
| Operating Hours | Monday-Thursday: 9 AM-5 PM Friday: 9 AM-5 PM Saturday-Sunday: Closed |
| Location | Click here |
USC Credit Union offers a variety of financial products, ranging from checking and savings accounts to car loans, mortgages, and investment services.
They provide convenient access through online banking and a mobile app.
Refinancing your mortgage with USC Credit Union may result in significant savings.
Their competitive rates and expert guidance make the process hassle-free.
California Credit Union
| Name | California Credit Union |
| Why Best |
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| Address | 420 Rosenell Terrace, Los Angeles, CA 90026 |
| Operating Hours |
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| Google Map | Location |
Looking for a mortgage refinancing partner in Los Angeles?
Meet California Credit Union, a highly regarded credit union known for its expertise and dedication to excellent financial services.
Their team simplifies the refinancing process, providing competitive rates and flexible options customized to your circumstances.
Rely on California Credit Union to help you navigate the journey of mortgage refinancing seamlessly.
California Credit Union
| Name | California Credit Union |
|---|---|
| Address | California Credit Union, 2215 Westwood Blvd, Los Angeles, CA 90064 |
| Why Best |
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| Operating Hours |
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| Website | ccu.com |
| Location | Click here |
California Credit Union in Los Angeles offers custom-tailored mortgage refinancing options to suit your specific financial goals.
Since they are a member-owned cooperative, their priority is to provide personalized service and unbeatable rates to ensure you get the best deal possible.
Their streamlined refinancing process makes it simple to optimize your mortgage terms and potentially save money over time.
Consider checking out their services to discover how they can assist you.
Actors Federal Credit Union
| Name | Actors Federal Credit Union |
|---|---|
| Address | SAG-AFTRA, 5757 Wilshire Blvd #109, Los Angeles, CA 90036 |
| Why Best |
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| Operating Hours |
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| Location | Click here |
Attention all actors!
Actors Federal Credit Union, a member-owned financial institution, is here to support your artistic pursuits.
As a credit union and federal credit union offering ATM services, they provide banking solutions specifically designed for your unique needs.
Let them be your financial partner as you navigate your artistic journey.
Credit Union of Southern California
| Name | Credit Union of Southern California |
| Why Credit Union of Southern California is Best | Banking Solutions for Everyone |
| Website | cusocal.org |
| Address | 470 S San Vicente Blvd 1st Floor, Los Angeles, CA 90048 |
| Operating Hours | Monday to Thursday: 9 AM–5 PM Friday: 9 AM–5 PM Saturday and Sunday: Closed |
| Location | Click here |
Considering refinancing your mortgage? Look no further than Credit Union of Southern California.
This reliable credit union is known for its dedication to simplifying your financial journey. Specializing in mortgage refinancing, they help homeowners in the Los Angeles area navigate the process seamlessly.
Their experts are ready to guide you, ensuring a smooth and stress-free experience.
LA Financial Credit Union
LA Financial Credit Union stands out for its mortgage refinancing solutions.
They focus on their members, offering good rates and terms.
The process is simple, making refinancing easy.
With their expertise and dedication to the Los Angeles community, you can expect a seamless and beneficial refinance experience at LA Financial Credit Union.
First City Credit Union
| Name | First City Credit Union |
|---|---|
| Address | 555 N Spring St Suite 130, Los Angeles, CA 90012 |
| Why Best |
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| Operating Hours |
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| Location | Click Here |
First City Credit Union provides tailored mortgage refinancing options in Los Angeles. Their team of experts can guide you through the process to make it smooth and stress-free.
They are committed to helping you achieve your homeownership goals and secure the best rates. Let them help turn your dream home into a reality.
University Credit Union
| Name | University Credit Union |
|---|---|
| Why Best |
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| Address | University Credit Union, 1500 S Sepulveda Blvd, Los Angeles, CA 90025 |
| Operating Hours |
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| Location | Click here |
University Credit Union, also known as UCU, is a dependable member-owned financial cooperative that prioritizes serving its members’ financial needs. As a credit union and ATM provider, their services are designed to assist you in effectively managing your finances.
Whether you’re seeking convenient banking options or personalized financial solutions, UCU aims to meet your unique requirements. Join their growing community of satisfied members who have placed their trust in UCU for their financial well-being.
Credit Union of Southern California
Credit Union of Southern California | |
| Address: | 300 S Spring St. #1215, Los Angeles, CA 90013 |
| Phone: | +18662876225 |
| Operating Hours: | Monday-Thursday: 9 AM–4:30 PM Friday: 9 AM–4:30 PM Saturday-Sunday: Closed |
| Website: | – |
| Why Best: | – |
| Google’s Map Location: | |
| Click here | |
Considering refinancing your mortgage in Los Angeles? Credit Union of Southern California offers potential benefits like lower interest rates, reduced monthly payments, and flexible loan terms.
Their experienced loan specialists are ready to guide you through the process, making it smooth and hassle-free. Explore their services to discover how they can help you reach your financial goals.
Final Verdict
After in-depth analysis, California Credit Union emerges as the top choice for mortgage refinancing in Los Angeles, offering competitive rates, flexible terms, and a seamless digital experience. Their commitment to personalized service and member satisfaction sets them apart.
Members can trust California Credit Union to guide them through the refinancing process and achieve their financial goals.